Half the year has passed, which is a good time to stop and take stock of something often forgotten: your dental benefits. Many patients are surprised to learn that unused coverage does not carry over into the next year. Most plans work on a “use it or lose it” rule, meaning those benefits simply disappear if you don’t act before your dental insurance timeline renews.

At Manvel Dental & Implant Center, we see it every year: people scramble to call and make an appointment in December, only to realize their coverage could have worked better for them earlier. Staying ahead now can save you both stress and money later.

Why Mid-Year Is the Right Time to Review Your Plan

Checking your plan mid-year helps you maximize your benefits before schedules tighten and waiting lists grow. Most dental insurance plans fully cover preventive visits, such as cleanings, exams, and X-rays. Yet, according to the National Association of Dental Plans, only about half of insured Americans use their yearly benefits entirely.

Here’s where the opportunity lies: Using those benefits can help prevent issues like cavities or gum inflammation before they become extensive problems. Preventive care doesn’t just maintain your smile; it protects your overall health.

How Dental Benefits Work

Most people assume dental coverage works similarly to medical insurance. However, it’s not the same. Most dental plans provide a yearly maximum, which is what your insurance company will pay during a calendar year. The balance then restarts when that year has passed, meaning planning your treatments strategically makes a lot of sense.

For example, a crown or deep cleaning recommended by your dentist might be done in two benefit periods, enabling you to use your plan more effectively. Keeping track of your dental insurance, available coverage, and timeline can ensure you get the care you need without unnecessary out-of-pocket expenses.

Keeping Ahead of the “Use It or Lose It” Deadline

Here’s a simple way to make sure you’re on track:

• Schedule your next cleaning if you haven’t had one this year.
• Check to see if you’ve met your deductible; it could make larger treatments more affordable.
• Ask your dental team for a benefits review to see what’s still available.

Using your dental benefits to get a mid-year check-up will prevent the end-of-year rush and give you more appointment time flexibility. Plus, this helps the dentist catch small concerns before they become big.

Keep Your Smile on Track – Start Now

It’s easy to let benefits fall by the wayside when you are busy with everyday life. But taking action now means you’ll walk into the new year with a healthier smile and no wasted coverage. Whether it’s a preventive visit, a filling, or that overdue dental exam, making your next appointment now ensures you stay on track.

At Manvel Dental & Implant Center, our friendly team is here to help you review your plan, schedule your care, and ensure you don’t miss out. Call us now to book your visit and maximize your benefits before the time expires.